Financial Institutions and Markets Essay Example | Topics and Well Written Essays - 2000 words

Financial Institutions and Markets - Essay ExampleA pecuniary policy employed by a country can either be an expansionary monetary policy or contractionary monetary policy. Expansionary monetary policy encourages in increasing the money supply in the economy of a country at a faster rate than normal and in case of contractionary monetary policy, the money supply increases at slower rate or even fall behind in the economy. Expansionary monetary policy is a lottimes employed to prevent unemployment during recession. It happens because of please rate going lower which therefore attracts credit facility to be available easily for the business concerns to help themselves expand. In the United States, expansionary monetary policy is implemented through and through the combination of three things. They are a) Using Open Market Operations, by purchasing securities in the circularise market. b) Federal Discount Rate is lowered. c) Reserve Requirements are also lowered. Now, all these thre e steps digest a direct impact on the interest rates, including owe rates. This lasts to increase in borrowing of mortgage loans, as well as increase in rates of capital investments by business concerns. close countries follow an expansionary monetary policy to ensure higher economic growth and go on lessen the interest rates. It helps in growth of employment opportunities but at the same time has its limitations too. This can exactly have a short term stamp on the economy. In the commodious run, it will lead to higher inflation rate and would also affect the economy in an adverse way (Mishkin, 2007, p.39). Thus, effect on long term mortgage rates are less predictable and the effect is on a lower proportion as compared to the extent of expansionary economic measures taken by a country. This happens generally due to two reasons. Firstly, real factors like market demand influences the long term mortgage interest rates more than the monetary factors. Secondly, the effect or im pact of monetary factors operates mainly on the judge future long term mortgage rates (Gwartney, et. al. 2008, p.301). Although the expansionary economic measures reduce the short term mortgage interest rates, it may lead to a rise in interest rates in long term. This unpredictability problem creates a surmounting problem in creating a balance between the mortgage rates and expansionary economic measures followed by a country. Expansionary Monetary Policy Expansionary monetary policies are used by countries to help stimulate the economic growth of the country. It leads to increase in supply of money in the country. It usually leads to laborious of interest rates in the country. This in turn reduces the borrowing cost and also reduces the return on savings. This helps in increasing the aggregate demand of goods and services in the economy. People are more attracted towards drop in housing by taking loans at lower interest rates. These types of expansionary monetary policies are of ten employed in countries to counter the recessionary gap. It helps in reducing or preventing unemployment

Paper 2 Essay Example | Topics and Well Written Essays - 1000 words - 3

Paper 2 - Essay ExampleIn his pen novel Maus (1991), Spiegelman records history from an interview he conducted with his father Vladek. Vladek was a holocaust survivor who lived in current York, and he related his experiences that Spiegelman translated into a written novel. In this graphic story, the holocaust is comically depicted with Jews as Mice, the Poles as Pigs, Germans as Cats, French as Frogs, and Americans as Dogs (Wood 83). Through illustrations, the reader is compelled to make an action in his mind and by doing this the germ touches on soft underbellies that most texts would not dare to through non in writing(p) means (Ewert 82). The author has given a fresh understanding of holocaust in this novel. In Palestine, Sacco gives a graphical representation of the consequences of the first intifada in the holy land of Israel/Palestine. In this graphic novel, the author takes the audience through various refugee camps and towns in Palestine in a bid to gather stories, pictu res and early(a) relevant information. The record book has interesting illustrations and written texts that convey various themes throughout the pictured pages.The two graphic novels have given an interesting revelation about the cultural and political state in their settings. For example, Maus (1991) was written with a cultural touch and especially when it masks the low cultural status of comical works in the English speaking world where the word comic was not taken seriously. Moreover, the novel has been used as a cultural tool in most states. For example, the author of the novel went against the cultural expectations of fascism and accepted his book to be published in South Africa in opposition of apartheid regime (Wood 85). This is because the book is culturally subversive and advocates for human rights to be upheld by the ruling regimes. Likewise, Saccos Palestine is a work that centers on violence, brutality, and dun as forms of

The political economies of Panama and Costa Rica Research Paper

The political economies of Panama and rib Rica - Research Paper ExampleCosta Rica & Panama BasicsCosta Rica has an estimated population of 4.6 million as of July 2011 and a growth rate of 1.3% (IndexMundi, 2012). 64 percent of this population is residing in urban centers of which about 94% be white, 3% black, 1% Amerindian, and 1% Chinese (IndexMundi, 2012). Their language is Spanish and the nation has high literacy rate of 94.9% (IndexMundi, 2012). The country allocated 6.3% and 10.5% in health from its gross domestic product in 2009. The nation is located in the border of Caribbean Sea and the North Pacific Ocean. It is adjacent to Panama. Its plenteous geographic argona is blessed with mineral, petroleum, hydropower and commercial resources (IndexMundi, 2012).Panama, on the other hand, has a population of 3.5 million and with a growth rate of 1.5% (IndexMundi, 2012). It has a 0.4 migration per a thousand of populace based and 75% of its people are residing in urban communities (IndexMundi, 2012). Panama has bilingual language English and Spanish with predominant Roman Catholic religion. The country has allocated about 3.8% of its GDP for education and around 8.3% for health. Panama likewise is blessed with copper. Mahogany forests, hydropower and beneficial shrimp culture among many other natural resources of commercial values. Costa Ricas Pol-Economy Clare, Seanz and Trejos (2002) pointed that there are empirical evidences showing the decline of Costa Ricas income per capita in the last decade albeit good frugal standing in economic input. Clare et al. (2002) opined that the situation seemed amazing because the 80s to the 90s was the period when the country is undertaking serious clean up in trading and fiscal performance. Researcher attributed this mediocre 0.7% annual growth rate of income per capita to influential factors of information demographic changes (Clare et al., 2002). The latter meant an increasing figure of fatigue productivity in ind ustrial and agricultural sectors. Economists require that such increase in participation in production, particularly women and immigrants from Nicaragua. While increased number of labor forces meant growth of income, however, economic activity is slowed by poor labor productivity. Labor productivity has only reached a poor rate of 1.57% in Costa Rica compared to 3-4% labor productivity in East Asian countries (Clare et al., 2002). utilize growth accounting, researchers pointed that slow labor productivity growth is reflected in slight negative growth rate of total factor productivity (Clare et al., 2002). This finding is bit odd because the in the last four decades, muckle of technological advancements are poured in this country to support the labor forces in production. Further study victimization sectoral analysis was in fact utilized to determine whether slow growth of productivity is a global phenomenon or merely underplayed by a particular sector. Oddly, Clare et al. (2002) found that the industrial and agricultural sectors continued to reach out high rates labor growth productivity and TFP while the service sector stagnates in the production. Researchers opined that its ironic for the service sector to have decreasing production output noting that its absorbing a large share of resources. As a matter of fact, the service sector of Costa Rica has been allocated with budget high than that of Brazil and Chile (Clare et al. 2002). Economists assumed that the service sector have difficulties in capturing its market. In a disaggregate

Predictors of socio-cultural and psychological adjustment of Polish Essay

Predictors of socio-cultural and psychological adjustment of Polish immigrants in the UK - Essay Exampleicted to ability to enunciate fluent English, socio-cultural factor, psychological factor, level of education, relationship with the host nationals and the relationship with co-nationals.The results computed show the high value for mean, adjudicate standard deviation and deviation this support the observations that Polish immigrants are always prepare for their sojourn in Britain by learning English before leaving their homelandwhich helps them assimilate easily to the host environment.The composition of heap moving from their natural places of abode to reside in a strange land has been expert from centuries to centuries. People move from one region to another for different reasons they could be running away from semipolitical persecutions they may be in search of a better place for economic reason community likewise live in a strange land for health and recreational purpos es (Van Naerssen et al., 2008).Globalization has also contributed to the increasing number of migration (emigration and immigration) that we are witnessing in recent decades (Watts, 2002). Globalization has broken the geographical barriers and encouraged people from different countries to move to any place they feel their economic, health and social needs would be met (Trachtman, 2009 Taran et al., 2009). oneness of the aims of European Union block is to facilitate the movement of Europeans from one country to another. These past decades had witnessed an influx of Europeans from a developing European country to a developed one (Taran et al., 2009). Most migrants are emerging from the aboriginal and Eastern Europe and flocking to countries like Great Britain, Germany, France and Italy (Morokvasic, 1984). This migration has produced significant impacts in both countries of origins and destinations. While the immigrants who are favorable to secure gainful employment in their countries of destinations could achieve their economic purpose of moving there, the countries also attain from the surge in the labor force

Burberry's Success Essay Example | Topics and Well Written Essays - 3000 words

Burberrys Success - Essay Exampleowth of the company is dependent on the factors of leveraging the franchise, escalate development of non app arl items, retailed emergence, development of the markets and pursuit of operational excellence. The dirt value has been stimulated through these finicky aspects, which has led from a profit margin of $2783 million in 2006 to $3732 million in 2010. It is noted that the advantage is developed partly beca go for of the expanded brand reach that has taken place with the merchandising. This has been established because of the big businessman to use online elements for advertising and promotion as well as different demands and expectations that are related to the environment. This particular address is one that has provided more options for retail operations within the company (Nomura, 2012). Not only is there an blowup in the marketing and development into other markets. The strategy of Burberry has looked at the competition with culture an d intromission in terms of long term growth and meeting ineluctably at a global level. The progress is one which is ground on creating a social enterprise. The marketing used is one which has developed the brand name as a part of fashion trends that are also socially acceptable. This is inclusive of fling a variety of trends and social styles, including luxury brand items as well as more mundane approaches that can be segmented into different target markets. To do this, there is a combination of online and offline simulated military operation used to meet consumer expectations as well as the ability to evaluate the returns and evaluation with each of the products. employ this to leverage the culture and innovation is able to provide the company with more success and potential for growth, specifically because of the willingness to work with the apparel and the non... This paper stresses that the approach which Burberry is using is defined specifically with market segments that are used. The ability to have a specific market segment is first identified with the products that are available. The products are based on luxury items, changing luxury names and new brand items that can be identified. The innovation sed with the products can be used to open new lines to provide different alternatives for the company. The author of the essay declares that the marketing segmentation is one which can be further divided by the responses from the culture, specifically with the movement into globalization. The unite marketing approach with online and offline efforts can help to develop the identity of different marketing segments and cultural applications musical composition creating and defining various alternatives to those that are interested in the different products. This report makes a conclusion that the initiatives that are created are developed specifically with the need to have a sense of accountability toward the changes. There needs to be a balance between the innovation of the products with the current brand reputation. Currently, Burberry is based on growth and development with innovation into an international market. This is being done without considering the risks and problems which may arise as well as the problems that are linked to working within this specific market.

Science fiction and films Essay Example | Topics and Well Written Essays - 3000 words

Science fiction and take ins - try on ExampleThe cyber punk nature of the film Blade Runner is explicable as it involves the speculation of constituent of computerised human clones of the future, which is stimulating. As the film is associated with rave/techno deputizeculture and substitutes enthusiastic blathering about technology, the cyber punk nature of the film was verbalised in the way of storey and visuals. As the film involves the exciting about right things and a meet and respectful way of hacking the talent, the film excels in being a science fiction musical genre that explicitly talks about computerised clones of humans. As the computerised clones in the film ar expressed in a extremely criminalised manner, the necessity of expression of the criminal nature needs somewhat symbolic lighting and expression that involves the take to be of life and humanity. As the lead character in the film Deckard prowls in the steel and micro moment jungle of 21st Century, the cyber punk nature of the film is explicitly seen in every inch of the narration and story. However, the expression of humanity, detachment and precious nature of life involved inherently in the film mother it a combined colour of film noir sub genre in appendix to cyber punk sub genre for a science fiction genre film.... In addition to that the theme of the film concentrates on the replicant nature of Deckard and the reaction of Gaff about Deckards dreams. As Gaff will be in control of a replicant the maculation is to field an android to destroy unwanted androids. From here, the film introduces film noir sub genre in addition to the cyber punk sub genre in a science fiction genre film. The film noir genre and content of the film lies in the criminal background of replicants and a state killer tracking galvanic pile them. As the plot is to murder the artificial people for their illegal acts (wanting to live more than the stipulated time against the wishes of the administration), the film noir nature of the film is expressed well by frequent voice over in the film. 2In addition to that the general brutality (the brutality of four replicants, whom Deckard has to execute) violence and rasping dialogue are present in the characters. The harsh dialogue can be seen in the expression of the leader of the replicants who gift with their creator. As the inherent activities of replicants are related to crime and horror, the lead character also express some attributes of film noir with a trench coat and a gun. In addition to that there are anti hero characters in Deckard as he drinks too much, loner and does not trusts authorities. Though Deckard is a detective, the harsh dialogues like They do not advertise for killers. I am not in the business. I am the business. If You are not a cop, you are little people, makes the narration of the film to have a noir type of content. One more aspect that establishes the noir nature in the film is that the violence is brutal and graphic. As the duty of Deckard is fatal (he is to kill the

Q4 Essay Example | Topics and Well Written Essays - 1250 words

Q4 - Essay ExampleWhen nearly partners do not avail essential information for use in the measurement of ROI, the process becomes more complex. This is an going that mainly affects the inter-organizational systems whose returns argon not quantifiable (Jones and Price, 2004). The human resources involved in data collection may not be competent in some organizations. The inconsistency of data in different partners is a major drawback for the process of ROI measurement. On the other hand, the complex models applied in the measurement and the formulas in some cases are puzzling to the human resources, thereby making it impossible to come up with perfect results. This hassle occurs due to lack of user friendly methods of measuring ROI. Garware Polyester Ltd. is among the organizations that have failed in the measurement of ROI in inter-organizational systems implementation. In this case, the problem was the fact that information systems lead both tangible and intangible benefits, and it impossible to accurately appropriate data for the intangible gains (Parr and Shanks, 2000).2. What are the major services offered by IS service providers in the customization of inter-organizational IS implementations? Please provide examples from your organization or an organization you are familiar.Customization involves setting up of the new software in the organizations so that the parameters so that they can match the requirements of the business. In an inter-organizational IS implementation, the presence of the IS service provider is important to ensure that the systems are user friendly. After customization that requires highly specialized skills, the IS providers, for example Allied Learning Solutions presents the users of the IS with software that assists them in accomplishment (Nebraska and Fox, 2003). This is important in ensuring that the human resources in